Household insurance
Do you want to be sure that you choose the option from a wide range of offers of this product that corresponds with requirements for securing your risks? Our advisor will explain differences among various possibilities, warn you against hidden risks and advantages of individual options of the product. Please call us to discuss your personal circumstances and possibly even arrange a non-committal meeting today.
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This product protects your household in case of damage by natural events or theft. The insurance includes in particular movables, being valuables and money, electronics, furniture, clothes, etc.However, this insurance does not apply to the property in which the household is situated (flat, family house).

Therefore we recommend you also arrange property insurance. Our advisor will help you with the exact differentiation to which parts of the flat (resp. household) particular insurances apply.

Insurance liability for damage can be a suitable addition to the household insurance (covers liability for damage in customary civic life).

Property insurance
Considering the extent of options for which individual insurance institutions offer this product, we will mention only a general description of the product.

If you are interested in comparing offers of various insurance companies, please contact our advisor. Based on an analysis of your situation and needs, our advisor will help you choose the best product option.
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This product protects property (family house, housing construction, flat, recreational property), in the event of damage by natural events. It is often possible to insure subsidiary constructions, construction material, etc.

We also recommend you protect your flat in your ownership with this type of insurance. Often property insurance is mistaken for household insurance. However, household insurance applies only to things that are the household furnishings (furniture, valuables, electronics), but not to the flat as property.

This should be addressed by property insurance. Our advisor will willingly help you with exact differentiation to which parts of the flat (resp. household) apply particular insurance.

Insurance liability for damagecan be a convenient addition to property insurance (it covers responsibility for tenancy, ownership or renting property).

Life insurance with the possibility of applying tax advantages
If you are considering this product, we recommend you address our advisor, who will help you to choose from various options and offers to find the best choice for your needs and aims.
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Life insurance with the possibility of applying tax advantages will allow you to secure yourself and your relatives against the eventuality of death. However, saving on taxes is its significant benefit. Life insurance according to the law will allow you to deduct up to CZK 12,000 per year from your tax base. It can be capital as well as investment insurance. If an employer contributes to this type of insurance it is a “net income” which is free of fees on social and health insurance up to a certain amount.