Personal Data

  • You can contact us any time during usual business hours by phone at +420 272 049 497, or by e-mail at info@scfinance.cz.
  • Arrangement of Mortgage Loan:
    • Personal data provided to SCF by filling the form „žádost o přípravu návrhu smlouvy o úvěru“ and form „základní informace o samostatném zprostředkovateli“, or other necessary forms.
    • Personal data contained in bank statements, employment confirmations, or other confirmations or documents that you send to SCF.
    • Personal data contained in your ID, a copy of which you send to SCF.

    Wealth Management:
    • Personal data provided to SCF by filling related forms prepared by SCF and presented to you by SCF.
  • Depending on the situation, we might forward your personal data to following categories of recipients:
    • mortgage (credit) institutions
    • mortgage agents
    • real estate appraisers
    • insurance providers
    • issuers of securities, in which your proceeds will be invested, investment agents and managers
    • providers of CRM system
    • companies handling our accounting


    PURPOSE OF PROCESSING PERSONAL DATA:
    Mortgage loan arrangement and provision of related services (appraisal procurement, insurance provision, assistance at materializing the mortgage, adjusting the interest rate fixation etc.)

    Legal basis (title):
    Processing of the personal data is necessary for the performance of the contract


    PURPOSE OF PROCESSING PERSONAL DATA:
    Wealth management (help at identifying your investment interest and suitable opportunity, registration with relevant entities, purchase of publicly traded securities (equities or other), offer of bonds issued by SCF or other entity)

    Legal basis (title):
    Processing of the personal data is necessary for the performance of procurement contract

  • Depending on the situation, we might forward your personal data to the following categories of recipients:
    • mortgage (credit) institutions
    • mortgage agents
    • real estate appraisers
    • insurance providers
    • issuers of securities, in which your proceeds will be invested, investment agents and managers
    • providers of CRM system
    • companies handling our accounting


    More information upon request.
  • All personal data provided in relation to procurement agreement will be processed by us as long as necessary to fulfill that agreement.
    After fulfilling the agreement (or after its termination due to us not having success in fulfilling it), we will process your personal data for 10 years to comply with our legal obligations (both tax and accounting) or on the basis of legitimate interest (for potential dispute resolution).
  • Should you not provide your personal data to SCF, it will not be able to provide you with any of the services it offers (in certain cases, however, you might still have right to restrict the extent of processed personal data as listed below, and the service might be provided to you in certain extent).
    • Right to obtain from the controller confirmation as to whether or not personal data concerning you are being processed, and, where that is the case, right of access to the personal data and other related information, also the right to obtain copy of processed personal data from SCF.
    • Right to rectification, i.e. that SCF rectifies any inaccurate personal data concerning you without undue delay, or it completes personal data on the basis of supplementary statement of your personal data processed by SCF or its processors without undue delay.
    • Right to obtain from the controller restriction of processing of your personal data.
    • Right that collector updates your personal data with all its receivers to whom the data has been sent, i.e. the right that he informs the receivers processing your personal data that rectifications and erasures are performed.
    • Right to object against any processing of your personal data in relation to direct marketing (mainly offerings of bonds or other securities); should you object against such processing we shall no longer make any direct marketing offers to you.
    • The right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effect concerning you or similarly significantly affects you.
    • Right to file a complaint on how we process your personal data with supervisory authority in the Czech Republic, which is The Office for Personal Data Protection seated in Prague.

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